Paper.
Dollars.
One relationship.
A business wallet for your dollars — held 1:1 in USDC, never lent, always yours.
- .01Dollars in
- .02Held 1:1 in USDC
- .03Pay suppliers & staff
- .04Card
01 — The wallet
Your money, always yours.
Held 1:1 in USDC. No loans, no credit lines, no interest. You move it when you need it.
SPENDING · NOT PARKING
Built to pay
A wallet is for spending — suppliers, staff, stock. A Kagaz card is coming to sit on top of it.
RULE → money in, money out, always yours
IDENTITY · REAL BUSINESSES
Three wallets, max
Up to three wallets per person, each tied to a different business you actually run. No wallet farms.
RULE → one person, three businesses, tops
POSTURE · NEVER A LENDER
Never a lender
No loans, no credit lines, no interest owed to us, ever. We keep your money; we don’t rent you ours.
RULE → we hold yours, we never rent ours
02 — The flow, as a journey
A wallet you can see, not decipher.
.01 / DOLLARS IN
Load the wallet
The till, the route, the front desk — dollars land in your wallet and stay yours, held one-to-one in USDC.
.02 / PAY OUT
Pay suppliers & staff
A wallet is for spending. Move money to the people who keep the shelves stocked and the doors open.
.03 / CARD · SOON
Spend from the top
A Kagaz charge card that sits on top of the wallet. Spend what you hold — never a loan, never a credit line.
03 — Who's in the wallet
Built for people like you.
RETAILERS · THE TILL
You already move our rolls.
The till fills up every night. It should land somewhere that knows your shop by name.
Your page →
DISTRIBUTORS · THE FLOAT
Keep the float where your routes are known.
You run money between everyone else. Your own float deserves a home that runs like your routes.
Your page →
HOSPITALITY · FRONT OF HOUSE
An account as considered as your paper.
You picked our napkins for a reason. The account behind the front desk should meet the same bar.
Your page →
04 — Rewards
One relationship pays twice.
Keep your dollars with Kagaz and your paper orders earn more — better tiers, better pricing, first call on new stock.
What the wallet earns you
- →Better paper tiers the longer your dollars live with Kagaz
- →Better pricing on the stock you already order
- →First call on new stock before it hits the price list
- →Paper customers go first in the beta
Questions, answered
Is Kagaz Wallet a bank?+
No. It's a business wallet: money in, money out, always yours. No loans, no credit lines, no interest owed to us — we keep your money, we don't rent you ours.
What is USDC?+
A digital dollar backed one-to-one by reserved assets. Every dollar in your wallet is held 1:1 in USDC, so your balance is your balance, ready to move the day you need it.
Why three wallets max?+
Up to three wallets per person, each tied to a different business you actually run. It keeps accounts honest and rewards tied to real businesses — no wallet farms.
Do I need to buy Kagaz paper?+
No, but paper customers go first in the beta, and keeping your dollars with Kagaz earns better paper tiers and pricing. One relationship pays twice.
Private beta — now open
Open your account.
Your email is enough to start. Tell us the business only if you want your paper account matched to it.